what kind of world do you want to live in?

The True End of Money And the Path to Free: Derek M. McGowan






What kind of a world do you want to live in? A world where you earn money, are compensated for a days work, where monetary rewards help you to buy the goods and services you need, or a world devoid of money, where everything you supposedly need to sustain your life is provided for you? Rules are made by different governments and agencies which oversee many of the aspects of our lives. Author Derek M. McCowan takes readers on a 150 year journey from the years 2035-2181 provoking our thoughts, inner most wants and needs and guiding readers to decide for themselves: Capitalism or a World Free of Money? After reading this thought provoking and unique novel you will decide that and much more. Can we live in a world where our every need is provided for and where we do not have to pay for goods and services? What are the requirements that are necessary? What are people expected to do? Can you as the author introduces in the final era change the mindset of every person on the world, financial analyst, government leaders and the people of every country to buy into what he introduces as we begin our journey.


Capitalism is defined as: :  an economic system characterized by private or corporate ownership of capital goods, by investments that are determined by private decision, and by prices, production, and the distribution of goods that are determined mainly by competition in a free market. A way of organizing an economy so that the things that are sued to make and transport products such as land, oil, factories, ships and more are owned by individual people and companies rather than by the government.




Money is something generally accepted as a medium of exchange, a measure of value, or means of payment used as a way to pay for goods and services or pay someone for their work.




Both control the way we view our lives, think about the material things that matter to us and control our everyday movement. Within this novel titled: The True End of Money the Path to Free the author introduces 9 distinctly different characters yet all linked together by several driving forces: Power, money and competition. Each one striving to have more than they need. Each one focusing on how to gain material wealth at any cost. Idan Wright, a recalcitrant, belligerent and arrogant young man who thinks the world owes him whatever he wants enters the classroom of Mr. Schaefer, refuses to buckle down until something happens and his world and perspective changes. Idan’s focus at first was to disrupt and challenge his science teacher until the link between his world of video games, gaming online became one and the same with the technology needed to end monetary trade and his desire to understand the scientific method and the art of questioning became his world. Even attending a meeting with this man and becoming interested in the game of chess changed his perception of learning and opened up new doors for him giving him limitless power. With a mother who could care less about anything that he does and uses him as her male servant, Idan had to find his own niche in life. Friends, and family do not always direct your actions in the right way as we meet Jane Foster, a state Senator whose goal it is to pas a bill hoping to pass her fusion bill through Congress nationalizing it and making huge money for the United States. Consumed with her goal to the exclusion of her family we see just how far she will go to achieve her goals, the obstacles she encounters and the lengths others will go to in order to stop her. The year 2035 the time period many years from our present the issue not really that different. The book spans over 150 years and it focuses on many different characters, many different nations and finally what would happen if goods and services were free? What would happen if he mode of exchange were no longer paper money? The characters of the book are as follows: Idan Wright, Jane Foster, Raj Nakhasi, Sky Mandrell, Hansel Stoica, Jim Stucky, Dilay Kaya, Eusie Black, and Luke Thomas each one with their own separate story and each story related to money, capitalism, fusion and the dissent between the fusion and non fusion states. Listening to both sides of the argument the author offers research into the field of fusion energy as we learn the amazing advancements that the fusion states have regarding travel, communication, technological advances, as part one comes to a close and Jane Foster decides where her direction, Idan finds his niche and Raj refuses to accept change. Learning more about Sky Mandrell, Stocia, his family, his life and his new job we hear many different sides of the same picture but 45 years later as Part 2 continues in the year 2081. Idan is a full professor with a doctorate and has received many special privileges including a special Hall that was created for his classes in order to house more 600 students at a time to take his classes and lectures. The author shares his notes, his thoughts and the challenging way he involves his students to be free thinkers, find out how things happen on their own and not feed them pat answers. Sonic Traveler is where we find Stoica and his work there centers around fusion energy and learn more about the laws, the sixth sense device that I would love to have and the non-fusion state he came from that hopes for the same technology he has been just afforded. My favorite advancement is the Auto-Vehicle which allows the passenger to program their destination and arriving there without having to touch a steering wheel or gas pedal. But, within this novel we learn that there are class distinctions and many of the lower income areas do not have the same advantages as the upper and are paying more for energy, gas, light and more.




Within the University as in many classrooms today students are programmed for classes according to their abilities and their style of learning as the author created four types of learners for Idan to work with: the converger, diverger, assimilator and finally the accommodator. Want to learn more you need to read Idan Wright Chapter 2 in the section section of the book to learn more about Idan, his style of teaching and hear the lectures and questions yourself.


Sky Mandrell is quite controversial in many ways as she guests on many talk shows and expresses her feelings about non-fusion countries, sharing the technology, her fears about countries using fusion to develop their own next generation of weapons. As you hear both sides and her interviews you have to decide for yourself which argument is the strongest and why. Within the plot the author reminds readers that not everyone wants to be about to tape, tivo, On-demand programs and right out of the 1950’s or before the first VCR he introduces to this cast of characters a half hour program that deals with space travel from the past, Star Trek and their next generation, Siberia and many other historical topics or programs from the past in a show called: A447.




As Part Two ends we find ourselves moving ahead to 2152 or the Age of Invention, the third Era,  Meet Dilay Kaya, Jim Stucky, Eusie Black and finally Luke Thomas as the world changes even more, the technology becomes quite advanced, gaming becomes the rage and one man named Eusie Black convinces on businessman named Jim Stucky to risk it all, billions, to invent something that he decided to keep a secret and hoped that his reputation would win him the funds needed to build his invention. A Progress Device that when you find out what it does you definitely will want one but since the plans are confidential I cannot reveal what it does but I can guarantee it will change your world, make your life easier and give you whatever you want. But, the author did relate that the title is The True End of Money and the Road to Free: What would happen if capitalism and money were a thing of the past?  The Final Era:2185 asks the following: What would happen if everyone worked for free, had no bills or taxes to pay and everyone was equal? Can a society deal with this and isn’t trade based on currency. When Luke Thomas is approached by the head of a group called the Aquarius, group, their goal is to recruit him helping to create communities throughout the world where “Capitalism is banned.” Do you think the whole world could be converted? Who would perform the thankless jobs? What about vacations? What about rewards for good work? Who would work overtime? Building houses and homes was his job and his employees worked hard. But, explaining the proposition to one of his men Luke relates that he did the research on this group and he had some questions of his own. The questions and doubts are defined on pages 704-705 for readers to ponder and decide what they think. An ideal society where everyone has equal opportunities in a moneyless society in a world that is presently : Money minded! Would you want to live in a world where everything was free? Who would decide where you live and how much food you get? What about traveling, your car or laws? Can people or will people pursue their own interests if the burden of taxes and bills is lifted? Where would the money for food and supplies come from or would that be free? What about trade? Read pages 706-729: you decide as the both sides present their argument: Capitalism or a world without money! Read this insightful novel. Meet the many inventors, innovators and leaders and decide: The True End of Money or : Capitalism! What’s your perfect world! Land ownership, food supplies, ideas that are radical, no army or military, no police department, and they must work three or four days. Sounds like a community with rules, regulations and stipulations when you hear what is proposed. Is there such a thing as free community one where the people living there set their own work schedule? Sounds more like a cult with everyone conforming to what this group feels will help the whole but will it! What does Luke decide? What would you ? This is one book that will make you think and wonder: Can I live in a world where money does not exist? Where I won’t be rewarded with monetary gains for doing a good job? What about all of the efforts made by Idan Wright, Stoica, Sky Mandrell, Eusie Black and Jim Stucky? A Voluntary Choice: 2181: Would you Agree? What’s next? Will the story continue? What would happen if there was one person who had a dissenting vote? Who would run the world if what the author introduces in the Final Era really happened? Can people work without monetary compensation, rewards or accolades? What if someone takes or wants more than their fair share? Read this outstanding novel and your decide for yourself what kind of a world you want to live in!


Fran Lewis: Reviewer











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